Viager for All

Viager in Saint Martin 97150

Actual prices, occupied value and fair rente in Saint Martin, calculated from the 1,074 sales of houses and flats recorded between November 2022 and June 2026.

Property prices in Saint Martin

Flats · 891 sales €4,090/m² median price per m², adjusted to today
+6.5% over one year

Half of the sales between €3,120/m² and €5,100/m². Median floor area 43 m², 2 rooms.

Houses · 183 sales €5,600/m² median price per m², adjusted to today
−8.8% over one year

Half of the sales between €4,040/m² and €7,030/m². Median floor area 89 m², 4 rooms.

Median price per m² by 12-month period
12-month periodFlatsHouses
Jul 2025 – Jun 2026€4,410/m²201 sales€5,280/m²41 sales
Jul 2024 – Jun 2025€4,140/m²238 sales€5,790/m²56 sales
Jul 2023 – Jun 2024€3,820/m²242 sales€5,570/m²51 sales

Raw prices for each period (not adjusted for market changes). A median is shown only when there are at least 5 sales.

Example viager in Saint Martin

Take a 43 m² flat, the median size of the sales in Saint Martin. At the median price of €4,090/m², it is worth about €176,000 vacant. Sold as an occupied viager by a woman aged 80:

Vacant value€176,000floor area × median price
Occupied value€111,600−37%: the seller keeps the use of the property
Bouquet€33,50030% of the occupied value, paid on signing
Fair rente€623 /monthindex-linked, for 11.2 years on average

By the seller's age

Seller's ageOccupied valueBouquetFair rente /month
70life expectancy 19.1 years€70,600€21,200€241
75life expectancy 15.0 years€91,800€27,500€392
80life expectancy 11.2 years€111,600€33,500€623
85life expectancy 8.0 years€129,200€38,800€992
90life expectancy 5.4 years€143,900€43,200€1,609

Bouquet of 30% of the occupied value in each case. Assumptions: rental value of 3.5% a year, rente indexed at 2% a year, 3% discount rate, INSEE mortality tables. A couple, a larger property or one in better condition change everything: each viager has to be calculated property by property.

Where these figures come from

Prices come from actual sales recorded by the French tax authority (the DVF database): only sales of a single house or a single flat, with no commercial premises. The median price is the one that splits the sales into two halves; it is brought to the level of the last 12 months using the price trend of the département.

In an occupied viager, the buyer pays the value of the property minus the value of the use the seller keeps. This occupied value is split between a bouquet, paid upfront, and a rente paid for life. To check a specific listing, the simulator compares the property with the closest sales and calculates the yield after all costs.